The US Box Lacrosse Association provides both liability insurance and accident insurance. Accident insurance is not intended as a replacement for one's own medical insurance. Below is a summary of the liability and accident insurance policies provided to USBOXLA members .
Limits of Liability | Description |
---|---|
$1,000,000 | Per Occurrence |
$1,000,000 | Annual Aggregate, Other Than Products |
$1,000,000 | Annual Aggregate, Products and Completed Operations |
$2,000,000 | Personal and Advertising Injury |
$1,000,000 | Premises Damage Liability |
Excluded | Medical Expense Each Person |
Not Applicable | Deductible – Property Damage Per Occurrence |
No Coverage | Employee Benefits Liability Limit |
$1,000,000 | Sexual Abuse each Occurrence and in the Aggregate |
$1,000,000 | Legal Liability to Participants (see policy conditions) |
$25,000 | Crisis Response Each Crisis Event and in the Aggregate |
No Coverage | Liquor Liability each Common Cause and in the Aggregate |
Limits | Description |
---|---|
$4,000,000 | Per Occurrence |
$4,000,000 | Annual Aggregate Limit |
None | Retained Limit |
Limits | Description |
---|---|
$50,000 | Accident Medical – Excess Limit |
$500 | Deductible – if benefits paid on an excess basis |
$1,000 | Deductible – if benefits paid on a primary basis |
$10,000 | Accidental Death & Special Loss |
Covered Activities: Class 1 - Amateur practice and play for USBOXLA including travel directly to and from an event with the entire group.