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Insurance

The US Box Lacrosse Association provides both liability insurance and accident insurance. Accident insurance is not intended as a replacement for one's own medical insurance. Below is a summary of the liability and accident insurance policies provided to USBOXLA members .

General Liability for 2023/2022

Coverage Detail

Limits of Liability Description
$1,000,000

Per Occurrence

$1,000,000

Annual Aggregate, Other Than Products

$1,000,000

Annual Aggregate, Products and Completed Operations

$2,000,000

Personal and Advertising Injury

$1,000,000

Premises Damage Liability

Excluded

Medical Expense Each Person

Not Applicable

Deductible – Property Damage Per Occurrence

No Coverage

Employee Benefits Liability Limit

$1,000,000

Sexual Abuse each Occurrence and in the Aggregate

$1,000,000

Legal Liability to Participants (see policy conditions)

$25,000

Crisis Response Each Crisis Event and in the Aggregate

No Coverage

Liquor Liability each Common Cause and in the Aggregate

Additional General Liability Coverage Detail

Limits Description
$4,000,000

Per Occurrence

$4,000,000

Annual Aggregate Limit

None

Retained Limit

Blanket Accident

Limits Description
$50,000

Accident Medical – Excess Limit

$500

Deductible – if benefits paid on an excess basis

$1,000

Deductible – if benefits paid on a primary basis

$10,000

Accidental Death & Special Loss

Covered Activities: Class 1 - Amateur practice and play for USBOXLA including travel directly to and from an event with the entire group.